LegalAdviceZone.com

How good are prepaid legal services?

Public Comments

1. You get what you pay for, essentially. Most of those kinds of services are inexpensive, which is good for your finances...but lawyers aren't willing to waste a lot of time making so little money. Prepaid is okay, but not fantastic. It's better than nothing.
2. A waste of money unless you see yourself needing one in the near future. I believe the only form of payment they use is ACH (money coming directly from your account every month). Good Luck when you try to cancel it the service. It's a nightmare!!!!!!!
3. Prepaid legal are good services. These morons have no idea what the company is like or the services are. If you are with my company, we have the top law firms in each state, who have very strict requirements to become lawyers. I would love for these boneheads who answer these questions to say that medical insurance is a watse of money as well, or car insruance. Our services are very good and within the next 10 years, it will be just like medical insurance. If you have any specific questions, please feel free to contact me.
4. My husband, who is an associate, and I have had a membership through PrePaid Legal Services, Inc. for about 8 years and would never not have this service. Have any of the nay-sayers tried to call an attorney for simple advice? I was an admin for a lawyer about 6 years ago and when clients simply called I charged them by the quarter hour, at a rate of $135/hour (cheap by today's standards), just for the phone call! With PrePaid these consulation calls are free, and let me tell you we get our money's worth. And, you have access to a lawyer in whatever state you have an issue in. We are landlords and have had our law firm write letters to tenants in addition to giving us legal advice in unfavorable situations. AND, the law firms associated with PrePaid Legal are top rate firms. The nay-sayers should attend one of their open houses; they'd be impressed. Plus, for an additional $1 a month you can have 24 hour access to these lawyers. So, for less than a dollar a day, can you afford NOT to have the service? Most people spend more than that on coffee a day; what do you get out of that. Also, we totally forgot at one point that we even had the service (shame on us because there were some instances looking back where we should have used it). In that time we had contacted another law firm about getting our Will done, at an estimate of $500-$600. That alone pays for the service for up to three years! I wouldn't hesitate to recommend this service to anyone, and strongly urge everyone to get it, even if it wasn't through my husband, because I feel that strongly about it. The business is also incredible. Do you know any other way to build your own business at a startup cost of $25 (current promotion) and an overhead of less than $30 a month (you do have to have a membership to be an associate)? I don't, at least not that's legal. My husband loves this business. He's actually in Atlanta right now at a business conference and he'll be in Las Vegas in September. They have so much fun while building a strong business. It's my husband's Plan A, but it can be a great Plan B in today's insecure job market. I urge you to at least give the service a try. Contrary to some posts I've seen, if you do decide to cancel, it is not difficult at all, but I don't know why anyone would ever want to cancel.